Travel Prices News & Commentary
Travel Prices News & Commentary

You can save up to $325 when you use priceline.com’s Vacation Package service to book your hotel and flight together. The savings figure is based on an internal study comparing the price for travel for two passengers of booking a flight and hotel together using priceline.com’s Vacation Packages to booking the same hotel and similar flight itinerary (same travel dates and origin and destination cities) separately on priceline.com. The Vacation Package price yielded a savings of up to $325 over the separate prices of the same hotel and similar flight itinerary. Vacation Package prices shown are per-person based on double occupancy, include round-trip airfare and hotel, and all taxes and fees. Vacation Package prices shown are based on availability over the last 21 days. There is no guarantee that Vacation Package hotels or prices will be available. Requests for same-day travel must be submitted prior to 12:00 PM local time in your departure city. See website for additional details.

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by Susan Tanner

In the United States of America, insurance scams are growing at a fast pace. Insurance scams are not just limited to the US. Technological advancements have made it all the more difficult to catch the culprits involved in insurance scams related to automobiles.

It does seem, sometimes, that insurance companies charge very high premiums, and their decision to pay and how much can be a little confusing. The truth is, their prices and procedures are set up to catch swindlers and prevent even more losses than they already sustain. Your insurance is expensive because people cheat. Want to know how? Keep reading.

Suppose your car’s engine has just about hit its life expectancy. You wouldn’t think of getting it replaced by having a convenient little accident, but some people do. They make claims just as a certain part is wearing out so that they can get a replacement for free.

People are willing to do even more outrageous things, though. For example, a driver will get into a low-speed accident on purpose, just so they can file for thousands of dollars in medical costs. Sometimes they can even get a civil court judgment, too. In reality, the accident was entirely planned and they’re not hurt at all.

People who stage accidents may increase the payoff by convincing accomplices to ride in the car with them. These passengers then also file claims and lawsuits. The passengers take a share of the payoff, and so does the driver.

Probably the most common example of fraud, though, is the person who gets into a minor accident and doesn’t want parts just repaired, but actually replaced. They’ll do some extra damage to the car to make sure repair isn’t possible.

The car owners and drivers aren’t the only ones causing problems, though. The repair shops can also be trying to make a fast buck. Why does it cost so much to get a car repaired after an accident? In part because the body shop will inflate their costs, hoping that no one will bother to check on the actual costs.

Because of all this, the insurance companies have to take action. They do so in two ways. First, they include deductibles in the policies they write. A deductible may deter some dishonest people from committing fraud; they don’t want to pay the out-of-pocket costs. Raising rates after an accident is also a deterrent. If the person knows they will be paying for the accident for years to come-as many as seven-they may think twice before trying to swindle an insurance company. If someone does commit the fraud anyway, the company may have to prosecute the crime in order not to pay.

It is amazing how many different schemes there are, and how many people are willing to try them. But, it does indeed happen, and it is the rest of us who have to pick up the tab. We shouldn’t have to pay for the criminal activities of others, but we do. The insurance quotes you receive are inflated, to some extent, by the misdeeds of others.

About the Author:

To find out exactly how I got car insurance, visit my website about auto insurance

You can save up to $325 when you use priceline.com’s Vacation Package service to book your hotel and flight together. The savings figure is based on an internal study comparing the price for travel for two passengers of booking a flight and hotel together using priceline.com’s Vacation Packages to booking the same hotel and similar flight itinerary (same travel dates and origin and destination cities) separately on priceline.com. The Vacation Package price yielded a savings of up to $325 over the separate prices of the same hotel and similar flight itinerary. Vacation Package prices shown are per-person based on double occupancy, include round-trip airfare and hotel, and all taxes and fees. Vacation Package prices shown are based on availability over the last 21 days. There is no guarantee that Vacation Package hotels or prices will be available. Requests for same-day travel must be submitted prior to 12:00 PM local time in your departure city. See website for additional details.

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